Tips on Money

My husband and I had both lived on our own for several years prior to getting married. When we were first married it was a challenge to come up with a way to pay our bills in a timely manner that we both agree upon. At the job I had at the time I was paid once a month. Because of the once a month pay check I wrote all my bills on the first of the month. I kept them in a monthly bill organizer in a drawer next to the telephone. I did not have many bills at that time in my life so this simple system worked well for me. At that time my husband worked a job in which he was paid every other week. He had his bills organized so that he paid half of them the first of the month and the other half in the middle of the month. He also had a monthly bill organizer, however he also had a system of writing the due dates on the outside of the bill’s envelop so he would know when to pay the bill.

When we were married we agreed that the bills should be kept in a monthly bill organizer. The disagreements began with where to store the monthly bill organizer. I wanted to keep it in a drawer in the small built in desk that our apartment had. The telephone was on this desk so it seemed like a logical place to pay bills. My husband felt that the monthly bill organizer should sit on top of the desk so that we would have the constant reminder to pay the bills. I argued that I did not want the bills sitting out in the open for everyone that came over could see. My husband argued that if they were shoved in a drawer we may forget to pay them. The monthly bill organizer made many trips in and out of the drawer. When I would walk past the desk area and see the monthly bill organizer sitting on top of the desk I would put it in the drawer. When my husband noticed that it was not on the desk he would pull the organizer out of the drawer and place it back on top of the desk. This location battle went on for several months. Finally I noticed that I was not putting the organizer away as often. There were times when my husband would place a new bill in the organizer and then leave it out on the desk, but this was infrequent. We have moved several times since that first year in the small duplex. Our bills have changed as well as the methods to make payments, but we still have a monthly bill organizer that we put the bills in each month. My husband still writes the due dates on the envelopes and I still store the organizer in the drawer.

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